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GuideJanuary 12, 2026·9 min read

How to Plan Your 2026 Kubernetes Budget (Before Q1 Ends)

Most teams set their infrastructure budget based on last year's spend plus 20%. Here's why that's wrong, and what to do instead.

It's mid-January. Finance is asking for your 2026 infrastructure budget. You're about to do what everyone does: take last year's number, add 20% for "growth," and hope for the best.

That approach guarantees one of two outcomes: you'll either overspend (wasting budget that could go to headcount) or underspend (and spend Q4 begging for emergency funding). Neither is good for your career.

Here's a better approach based on actual data.

1Audit Your Current State (30 minutes)

Before forecasting, you need to know where you actually are. Not what you budgeted—what you're spending.

terminal
# Get current resource allocation across all namespaces
kubectl top nodes
kubectl top pods --all-namespaces --sum=true

Key numbers to capture:

  • Total allocated CPU/memory across all clusters
  • Actual utilization (the gap is your waste)
  • Node count and instance types by environment
  • Current monthly cloud bill for compute

Quick audit: Run brew install wozz && wozz to get a full waste analysis with dollar amounts in under 60 seconds.

2Calculate Your "True" Baseline

Your current spend isn't your baseline. Your optimized spend is.

If you're running at 30% utilization (typical), your true baseline is roughly 50% of current spend. The other 50% is waste you should eliminate before budgeting for growth.

MetricCurrentOptimized
Monthly compute spend$50,000$27,500
Average utilization28%55%
Annual savings$270,000

This is your "clean slate" number. Budget from here, not from your bloated current state.

3Factor in Planned Growth

Now add growth—but be specific. Generic "20% buffer" is how budgets balloon.

Talk to your product and engineering leads. Get concrete answers:

Q:Are we launching new services this year?
Q:What's the expected traffic increase? (Use actual projections, not hopes)
Q:Are we adding new regions or clusters?
Q:Any planned migrations (e.g., to GPU workloads for AI)?

Translate answers into infrastructure requirements:

New ML pipeline (Q2):        +$8,000/month
EU region expansion (Q3):    +$12,000/month
Expected 40% traffic growth: +$11,000/month (optimized baseline × 0.4)
━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
Total growth budget:         +$31,000/month = $372,000/year

4Build in Smart Buffers

You need a buffer, but not 20% across the board. Use tiered buffers based on predictability:

CategoryBufferWhy
Existing stable services5%Predictable, historical data available
New services (planned)15%Some unknowns, but scoped
Experimental/R&D30%High uncertainty
Emergency reserve10% of totalUnexpected incidents, scaling events

Pro tip: Keep the emergency reserve in a separate line item. It's easier to defend and harder for others to raid for pet projects.

5Set Up Guardrails (Not Just Alerts)

A budget without enforcement is a suggestion. Set up automated guardrails:

1

PR-level cost checks

Block PRs that increase resource requests beyond thresholds. Catch cost increases before they merge.

2

Namespace quotas

Give each team a resource budget. When they hit 80%, they get alerts. At 100%, deployments fail.

3

Monthly reviews

Compare actual vs. budget monthly. Catch drift early, not in Q4 when it's too late.

.github/workflows/cost-check.yml
- uses: WozzHQ/wozz@v1
  with:
    github-token: ${{ secrets.GITHUB_TOKEN }}
    cost-threshold: 500  # Block PRs adding >$500/year

The Budget Formula

2026 K8s Budget = 
    (Current Spend × Optimization Factor)     // Your true baseline
  + (Planned Growth Requirements)              // Specific, not generic
  + (Tiered Buffers by Category)              // Risk-appropriate
  + (10% Emergency Reserve)                   // Separate line item
━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━

Example:
  ($600K × 0.55) + $372K + $45K + $100K = $847K

vs. naive approach:
  $600K × 1.2 = $720K (looks cheaper, but misses growth needs)
  
or: $600K × 1.4 = $840K (similar total, but no optimization = waste continues)

Presenting to Finance

Finance doesn't care about pods and namespaces. They care about:

  • Total number (what's the ask?)
  • Comparison to last year (up or down?)
  • What it enables (business outcomes)
  • Risk if underfunded (what breaks?)

Lead with the optimization story. "We're reducing waste by $270K while supporting 40% growth" is much better than "we need 40% more budget."

Start With the Audit

You can't budget what you can't measure. Get your current waste numbers in 60 seconds:

brew tap WozzHQ/wozz && brew install wozz && wozz